Bankarski ombudsman dr Halil Kala\u010d saop\u0161tio je da se mora na\u0107i na\u010din za pove\u0107anje kreditne aktivnosti bankarskog sektora, bez obzira \u0161to je to slo\u017een proces, jer nerijetko mala i srednja preduze\u0107a pose\u017eu za zadu\u017eivanjem na crnom tr\u017ei\u0161tu novca.<\/p>\n
Kala\u010d za Pobjedu, isti\u010de da se zbog visokih kamata \u010dak i preduze\u0107a zadu\u017euju kod kamata\u0161a.<\/p>\n
“Mala i srednja preduze\u0107a pose\u017eu za zadu\u017eivanjem na crnom tr\u017ei\u0161tu, po\u0161to su njihova sredstva ograni\u010dena, a dobit ve\u0107ini ne garantuje da mogu i\u0107i u razvoj svojim kapitalom”, kazao je Kala\u010d.<\/p>\n
On podsje\u0107a da u privredi i zapo\u0161ljavanju dominiraju mala i srednja preduze\u0107a. U ovim preduze\u0107ima radi 67 odsto zaposlenih, a u velikim 23 odsto.<\/p>\n
Iz privrede uporno upozoravaju da ne samo \u0161to su kamate visoke, nego nema dovoljno ni kredita. Bez obzira na napredak u posljednje tri godine, banke ne predstavljaju dovoljan izvor kredita za razvoj privrede. To se, ka\u017ee ombudsman, najbolje vidi iz uporednih podataka iz maja ove godine kada su ukupni krediti iznosili 2,37 milijardi eura i bili su 1,5 odsto manji u odnosu na maj pro\u0161le godine. Za razliku od njih, depoziti su ve\u0107i preko deset odsto.<\/p>\n
Kala\u010d ka\u017ee da Centralna banka treba u okviru monetarne i kreditne politike ja\u010de da relaksira rezervisanja za kreditne gubitke, sagleda mogu\u0107nost privremenog kori\u0161\u0107enja sredstava obavezne rezerve u funkciji podr\u0161ke privredi, ali do nivoa koji ne\u0107e ugroziti stabilnost sistema.<\/p>\n
“Neophodno je i da CBCG mjerama omogu\u0107i lak\u0161e reprogramiranje NPL lo\u0161ih kredita. Novoodobrene kredite treba izdvojiti u posebnu klasifikacionu grupu, ako analize poka\u017eu odr\u017eivost biznis plana preduze\u0107a, CBCG treba da defini\u0161e da banke moraju osloba\u0111ati kolaterale ukoliko se kredit zna\u010dajno smanjio i u slu\u010dajevima gdje je to tehni\u010dki mogu\u0107e, kako bi du\u017enik mogao br\u017ee da efektuira svoja sredstva”,smatra Kala\u010d.<\/p>\n","protected":false},"excerpt":{"rendered":"
Bankarski ombudsman dr Halil Kala\u010d saop\u0161tio je da se mora na\u0107i na\u010din za pove\u0107anje kreditne aktivnosti bankarskog sektora, bez obzira \u0161to je to slo\u017een proces, jer nerijetko mala i srednja preduze\u0107a pose\u017eu za zadu\u017eivanjem na crnom tr\u017ei\u0161tu novca. Kala\u010d za Pobjedu, isti\u010de da se zbog visokih kamata \u010dak i preduze\u0107a zadu\u017euju kod kamata\u0161a. “Mala i […]<\/p>\n","protected":false},"author":1,"featured_media":3746,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"spay_email":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false},"categories":[37],"tags":[],"jetpack_featured_media_url":"https:\/\/madeinmontenegro.com\/wp-content\/uploads\/2016\/09\/Pare-Beta1.jpg","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p7QVfu-Yp","_links":{"self":[{"href":"https:\/\/madeinmontenegro.com\/index.php?rest_route=\/wp\/v2\/posts\/3745"}],"collection":[{"href":"https:\/\/madeinmontenegro.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/madeinmontenegro.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/madeinmontenegro.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/madeinmontenegro.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3745"}],"version-history":[{"count":1,"href":"https:\/\/madeinmontenegro.com\/index.php?rest_route=\/wp\/v2\/posts\/3745\/revisions"}],"predecessor-version":[{"id":3747,"href":"https:\/\/madeinmontenegro.com\/index.php?rest_route=\/wp\/v2\/posts\/3745\/revisions\/3747"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/madeinmontenegro.com\/index.php?rest_route=\/wp\/v2\/media\/3746"}],"wp:attachment":[{"href":"https:\/\/madeinmontenegro.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3745"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/madeinmontenegro.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3745"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/madeinmontenegro.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3745"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}